Invest

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In order to invest in a Simplexity Two-ETF Lifecycle Strategy you first complete and submit our one page, new client questionnaire for us to facilitate your onboarding process. One important choice for your to anticipate is what year do you plan to transition from contributing to distributing funds from your account. If retirement is your goal, we believe 67 years after your birth year is a good estimate, for example. Another important choice to anticipate, is what account type do you intend to fund first. Individual, joint (JTWROS), traditional IRA, or rollover IRA, are four common examples.

Once you submit your new client questionnaire you electronically complete the investment advisory agreement and the custodial account application we will forward to you. The former sets out the terms of service between Simplexity Investment Management and our clients. The latter opens a separate account in your name at Altruist, a next generation independent broker-dealer and custodian, where your funds will reside, that will be discretionary managed by Simplexity Investment Management on your behalf. 

Finally, you fund your account, which may be accomplished via a direct transfer from another brokerage or investment account, or via ACH or other cash transfer from a banking account. Once funded, we will execute purchase transactions of a stock and a bond total market ETF by Vanguard to match the weights of your chosen Simplexity Lifecycle Strategy, and you are on your way to your goals.

More questions about the process? Reach our for answers. Or submit a new client questionnaire, and we will assist you every step of the way.